Get Your Money Working For You

Start the exciting journey towards watching your money grow with the Bridgewater Bank Smart eSavings™ Account.


To open your Bridgewater Bank Smart eSavings Account, we’ll ask for some information and there are a few regulations to follow. You must:

  • Be a Canadian resident over the age of majority in your province.
  • Have an existing chequing or savings account with a Canadian financial institution.

To complete your application you’ll need to provide a few pieces of personal information (including joint applicant information, if selected):

  • Employment information
  • Social Insurance Number (SIN)
  • A personal cheque from a bank account in your name (to deposit funds into your new Smart eSavings account). The cheque must be made payable to yourself, in Canadian funds. Your name must be preprinted on the top left corner and cheques from a business account cannot be accepted.

If you choose to open a joint account, we require a joint cheque with both applicants’ signatures or you may complete and send two separate cheques, made payable to each applicant.


Your Smart eSavings account will be active once everything has been cleared and processed – including your cheque – which must clear in order to set up a link between your new Smart eSavings account and the account on which the cheque is drawn. This allows you to transfer funds into your Smart eSavings account to start earning high interest right away.


Currently, we do not offer Smart eSavings accounts to residents of Quebec.

If you have questions or need further information or assistance in filling out the application, please contact us




Our customer experience specialists are ready to help!

Contact us at 1.866.243.4301
or by email

Our Rate

Smart eSavingsTM Account
Last date adjusted: Sept. 1, 2012
Rate subject to change without notice.