About Us

Bridgewater Bank is a Canadian Chartered bank headquartered in Calgary, Alberta that offers financial products and services to Canadians from coast to coast.

With over 170 employees including professional Business Development Managers in nine major Canadian centres, Bridgewater Bank continues to grow its client and broker partner base by offering consistently reliable, responsive, and respectful service.

In business since 1997 and operating as a bank since 2006, Bridgewater Bank manages a portfolio of close to $3 billion in mortgages and over $400 million in GICs consisting of close to 16,000 mortgages and over 14,000 GIC accounts across Canada. Bridgewater Bank has weathered the recent financial climate by focusing on its foundational priorities of key partnerships, excellent relationships, and solid delivery systems.

Our mortgage products are marketed by our Business Development Managers and offered through a select network of independent brokers across Canada (except Quebec). Supported by an experienced underwriting team, our combined delivery of service, efficiency, and competitive rates is a proven strategy that has effectively established Bridgewater Bank as the lender of choice with many of Canada’s top mortgage brokerage firms. Bridgewater Bank’s GIC products are eligible for protection by the Canada Deposit Insurance Corporation (CDIC) and are offered exclusively through select members of the Registered Deposit Broker Association of Canada (RDBA). Bridgewater Bank is developing new and unique banking products and service to meet the growing need of discerning Canadians.

Bridgewater Bank is an active partner within the financial services industry and a proud member of numerous industry organizations including: the Canadian Association of Accredited Mortgage Professionals (CAAMP), the Alberta Mortgage Brokers Association (AMBA), the Mortgage Brokers Association of BC (MBABC), the Independent Mortgage Brokers Association of Ontario (IMBA), the Registered Deposit Broker Association (RDBA), and the Alberta Contact Centre Association (ACCA).

As a federally regulated bank, Bridgewater Bank falls under the supervision of the Office of the Superintendent of Financial Institutions (OSFI) and holds membership in the following regulatory body organizations: the Canada Deposit Insurance Corporation (CDIC), the Financial Consumer Agency of Canada (FCAC), the Ombudsman for Banking Services and Investments (OBSI), and the Canadian Payments Association (CPA). Bridgewater Bank is a principal issuer member of MasterCard Canada.

Bridgewater Bank is a wholly owned subsidiary of the Alberta Motor Association (AMA), the largest membership service organization in Alberta.